We will hold your hand every step of the way and connect you with SMSF experts such as financial planners, brokers, accountants, and lawyers.

We then represent you, as your commercial buyers agent - handling everything—from sourcing properties, negotiating, due diligence, to securing the deal for you.

We 100% specialise in helping SMSF investors or those who are new to SMSF investing to find the best (low risk, high rental returning income) commercial properties.

As we are a commercial buyers agency by trade, we are able to source the best deals to ensure that your investment is safe, predictable so that you can future proof your retirement.

After seeing clients get treated like cattle and pushed into a sales conveyor belt machine, I wanted to focus on quality service with my clients so that my clients can get the best results.

With more clients, means more distractions and at the end of the day, my clients is my top priority.

Most agencies focus on volume.

You get 100% direct 1 on 1 contact with me ... No Juniors. No more getting passed around like a hot potatoe!

Yes.

We believe that buying commercial investment properties in your super or SMSF is the No.1 and best investment over residential.

This is because the returns are better in commercial properties compared to residential. With higher cashflow, the property can be paid down faster.

Always speak to your financial advisor. But make sure they have invested in commercial property themselves to be able to give a balanced advice.

Yes.

According to AFR report, and various data, over the past 20 years in Australia, commercial property saw significant growth ahead of residential property. Averaging around 7-8% annually.

Industrial properties (a form of commercial property) grew by 164% , and residential grew by 154% .

Farmland (commercial property in nature) grew by 254%.

Despite misconceptions due to media hype around residential market, commercial property has been outperforming residential properties for a very long time.

Because we have done over 200+ transactions , and for a majority of those transactions are for SMSF investors

We have somewhat become a SMSF investor No. 1 choice for commercial investing in Super and we are damn good at it!

You will also tap into our network of SMSF advisors with the most trusted SMSF accountants, financial advisors, brokers and solicitors in the industry.

Commercial property offers:

- Predictable rental income year on year

- At least 3 to 4% increases as well as market rate increases, unlike traditional residential investing

- Long leases, future proofing your investment

- Capital growth

- Easy way to leverage your super

- Low votality than shares

Rental income is taxed at 15% annually (which is a huge benefit due to its lower tax) and if you hold the property for more than 12 months, and then sell it - your SMSF pays 10% CGT on the asset.

Once you are in retirement phase, that can drop to 0%.

We will connect you with a SMSF tax agent that will give you the very best financial advice.

We only buy high quality, low risk, low maintenance type of commercial assets.

These are sometimes called Class A commercial assets.

Every client's process is unique, so listing out all our fees would make for an extremely boring and complex website. We want our clients to know exactly what they are getting — Quality work with no surprises.

If you use the form above to book in a discovery call with me, I can breakdown the pricing on how commercial buyers agency fees work.

Note Commercial property acquisitions are more complex than residential acquisitions mainly due to contract and lease reviews.

You can read more about it on our website https://crewealth.com.au/buyers-agent-fees/

We are 100% on the buyer's side. This is the reputation that we have built for ourselves.

Unlike sales agents who are incentivised by vendors to get the highest price for their property.

We hold ourselves to a higher standard. Anita's reputation for integrity and top-tier service stands out because she's a registered lawyer so we hold ourselves to a higher standard.

She had practised as a construction and property lawyer for 15+ years before she moved into representing buyers.

In Australia, buyers are often under-represented, and trusting sales agents to get you the rightprice is a mistake. Always get a buyers agent who's truly working for you, like us at CRE Wealth.

We have worked on over hundreds of deals in our time as a buyers agent and have built a great reputation in the industry.

My contacts know and trust me, and for that reason, they are very happy to send me pre or off-market deals knowing that I am professional.

At CRE Wealth, we use a battle-tested due diligence process combining field experience and data-driven insights to spot red flags early. We rate risk as low, medium, or high—if it’s high risk, we don’t mess around, we advise you to walk away before wasting time or money. It’s all logic, no emotion.

We usually request that our clients have a minimum of $250,000 to $300,000 in their superfund (retail or SMSF) before they start this process. We find that those who have this will likely have a good chance in getting into commercial investing.

We buy in or near major cities. In some certain instances, we can also help to acquire in major regional areas that have good growth potential.

We focus on low risk commercial assets. We also match the right property to you depending on your risk appetite and profile.

You will need 30% deposit plus 8% for purchasing costs.

Yes, you should have at least $250,000 to $300,000 minimum in savings or equity to start getting into commercial investing

Most people are misinformed that commercial properties have a higher risk than residential.

Do not forget that there are different types of asset classes in commercial properties in Australia such as offices, industrial, retail or shopping centres, etc.

On average industrial properties have a vacancy rate around 2% (in some instances matching a similar rate to residential properties).

It also depends on where you buy. North Sydney area has next to 0% vacancy rate at the time of preparing this page.

We help you source low risk commercial assets that give you the greatest returns balancing lowest risks assets classes.

Anita is a registered lawyer (still is) and has practised law over 15+ years advising on construction property transactions and litigations.

She has a higher standard of care than most due to her legal background. She invested, negotiated, and even litigated on commercial property deals in her capacity as a lawyer, an executor of her family office, as a specialist commercial buyers agent and in her own capacity.

You will be lead by a warm, and people orientated advisor that will negotiate and educate you along the way

We would recommend industrial or medical as the lowest risk commercial asset right now.

To give you an idea, for some commercial industrial assets the property is worth more vacant due to a strong owner occupier market. And for medical, those assets were very resilient during COVID19 pandemic.

Our strategy is to always buy in major capital cities and we typically do not buy in regional areas.

However, we do pick outliers such as major regional areas looking at different data sets that give our clients the best results.

It really depends on what your financial goals are. Best way to know is to book in a discovery call with us.

In general (and this is not financial advice):

If you are in your 30s to 40s+, and you have already built at least a portfolio size of 2 to 3 residential properties — you will need to get into commercial investing now.

Residential is great for building your foundations in your 20s and early 30s. However the cashflow is typically around 1 to 2% net yield after you take away maintainence costs.

It goes without saying that if you are thinking of retirement and your focus is getting higher returns without the stress of paying outgoings then commercial investing will be suitable for you.

Don't forget - Commercial properties typical offer 3x the cashflow compared to residential properties. It's well worth having a chat with us to find out if this is suitable to you.

Keep in mind that most of our clients engage us because they have reached their borrowing capacity in their residential journey.

They believe their property investing journey is over. This is not the case in commercial as they may be able to access a commercial loan called "Lease doc" loan.

Lease doc loans tend to just assess the commercial lease itself. And ignores the debt in your residential portfolio.

This opens a whole new world of commercial lending.

We are commercial buyers agents. While we do not setup SMSF for you, we have a wide network of accountants and financial advisors that can help our clients setup their SMSF in an easy and fast manner.

The industry standard to setup your SMSF is anywhere between $2,500 to $5,500 depending on the complexity.

Note if you work with us, your SMSF will be setup by dedicated financial advisors/ accountants that are very experienced in providing advise around SMSF setups for the purpose of investing in commercial property.

Yes.

Most property investors reach a stage where residential investing is not viable due to lower net yields (or lower rents).

With commercial property, you get higher rental income and therefore saving in your super will be alot more easier. You can check out our Retail Super vs SMSF calculator on our website to compare the difference.

Alternatively you can book in a free discovery call, where we can go through the numbers with you. This call is not a sales call. We are here to help you achieve the best outcome for your circumstances.

If we believe we cannot help you on the call, you can take away our strategy plan, and speak to your financial planner to cross check whether what we've discussed in the discovery call works for you.

No committment required.

We are a commercial buyers agency , therefore do not setup your commercial loans direct.

However, we have a wide network of commercial loans specialists that are dedicated to helping our clients achieve the best commercial loan rates in SMSFs.

Keep in mind that commercial loans (outside of super are lower at around 6%)

SMSF commercial loan rates are high 6s to 7%.

If you wish to apply, we can refer you to our best commercial brokers that can assist you with your commercial loan.

Yes, the setup costs is about $2,500 to $5,500 according to our network.

We then help you find the best commercial properties to invest in to give you the highest returns.

Once you starting getting higher rental returns in your SMSF, paying down the loan is roughly less than 10 years.

You can speak to us, on how that works via applying to speak to our dedicated commercial expert.